E-Banking

Mobile Banking

Balerapp is a mobile banking app that can perform all the available transactions free of charge. The app is fast, secure and convenient and enables you to execute basic banking transactions from your bank account on your mobile device.

  • Your account is accessible 24/7 from your phone
  • Your mobile app is password secured, preventing unauthorized use
  • USSD is available on all mobile phones
  • All transactions are authorized via your private PIN
  • Pay your bills directly from your bank account
  • View statement anytime, anywhere
Download App

Debit Card

The Balera Mastercard is a debit card, widely accepted in major ATMs, POS and other Retail Outlets in Nigeria and internationally.(that are Verve Card Compliant). It offers our customers ultimate convenience and control of available funds in their Account. You are assured access to your funds Nationwide.

  • Unlimited access nationwide
  • Provides you with a secure and smart payment system
  • Immediate access to your account from any ATM or POS terminal
  • myABcard Verve Card will keep you on the move and protected wherever you are 24/7

POS (POINT OF SALE)

A portable device that facilitates payments for goods and services at your location using payment cards issued by all banks. Our POS is designed to offer you utmost security and convenience of accepting debit and credit card transactions done with Visa and MasterCard cards issued both in Nigeria and Overseas. With Balera MFB terminals, your business is positioned for growth while eliminating risk
associated with cash handling. You do not need to worry about data of the PoS

  • Transactional report can be generated anytime on the POS terminal for you
  • Better and Faster way of making payments
  • Accepts all card types (Local & Foreign)
  • Recieve international card payments without deploying additional POS
  • Ability to check last transactions of the day
  • Reduce cost of cash handling
  • Convenience of cashless trading
  • Convenient of means payment for customers therby increasing sales
  • Improved accounting and reconcillation for sales/collections
  • Improved security due to reduced volume of cash handling
  • Ability to generate electronic receipts for payments
  • convenient to use for all amounts, as cash payment could be bulk 

NIBBS INSTANT PAYMNET

NIBSS Instant Payments (NIP) is an account-number based, online-real-time Inter-Bank payment solution developed in the year 2011 by NIBSS. With the Nigerian Inter Bank Settlement System Instant payment (NIBSS NIP), you can send money from your account in any bank in Nigeria instantaneously to your BALERA MFB beneficiary ACCOUNT and receive value.

BALERA NIP is now available 24 hours, and you receive funds in your BALERA MFB
account. This milestone achievement will enhance your satisfaction which is key to our overall growth. With the addition of BALERA NIP to our digital banking products, you can now Deposit money in your BALERA MFB Account, repay your loans from the comfort of your home/office and receive value in your BALERA MFB accounts.